Under the Pradhan Mantri Awaas Yojana–Gramin (PMAY-G), 32.47 lakh houses were sanctioned and 26.57 lakh completed during FY 2025-26, a figure that includes sanctions carried over from earlier years. As of August 3, 2026, against the overall target of 4.18 crore houses set for States and Union Territories, 3.91 crore have been sanctioned and 3.12 crore completed. That leaves 79 lakh sanctioned houses still under construction.
Beneficiaries build their own homes
PMAY-G puts construction in the hands of beneficiaries themselves, or under their direct supervision. States and UTs offer a range of house designs suited to local climate, built with materials and techniques that make sense for the region, and can also help arrange construction materials at competitive rates.
The Ministry of Rural Development has put together “PAHAL,” a compendium of rural housing typologies available on the PMAY-G website and through the AwaasApp. To lift construction quality further, the Rural Mason Training (RMT) Programme trains masons specifically for rural housing work.
Keeping construction on schedule
The Ministry has taken several steps to keep house completion on track across States and UTs: allocating targets and releasing funds on time, reviewing implementation progress regularly, tracking projects through a dedicated dashboard, holding workshops with States and UTs, and running the Rural Mason Training programme.
Linking up with other schemes
Beyond the financial support PMAY-G provides directly, beneficiary households also get access to basic amenities through other government schemes working alongside it. Piped drinking water comes through the Jal Jeevan Mission (JJM) and Har Ghar Nal Se Jal (HGNSJ), run by the Department of Drinking Water and Sanitation under the Ministry of Jal Shakti, or similar schemes. Electricity connections are arranged through programmes run by the Ministry of Power, along with State and UT governments. LPG connections come via the Pradhan Mantri Ujjwala Yojana (PMUY) under the Ministry of Petroleum and Natural Gas, or comparable schemes.
Special projects and tribal households
Up to 5% of PMAY-G’s annual targets are set aside for Special Projects, covering the rehabilitation and relocation of families whose homes were badly damaged or destroyed by floods, earthquakes, fires and other hazards classified under the National Disaster Management Authority’s plan.
Nationally, at least 60% of PMAY-G targets go to Scheduled Caste and Scheduled Tribe households, depending on the availability of eligible beneficiaries. The Ministry of Rural Development also implements the housing component of the Pradhan Mantri Janjati Adivasi Nyaya Maha Abhiyan (PM-JANMAN), which builds pucca houses with basic amenities for Particularly Vulnerable Tribal Group (PVTG) households.
Where the money goes
PMAY-G funds are allocated to each State and UT as a single unit, and state governments then distribute them across districts. Over the last two financial years, Special Projects saw expenditure of ₹528.04 crore, while Aspirational Districts accounted for ₹17,281.58 crore, combining Central and State shares.
Under PM-JANMAN, the Centre released ₹2,465.38 crore for PVTG beneficiaries across FY 2024-25 and FY 2025-26, against which total spending, including State contributions, reached ₹6,329.06 crore.
Key Takeaway: Progress varied widely across the country. Maharashtra led in sanctions with 9,40,849 houses, followed by Madhya Pradesh at 5,59,011 and Bihar at 4,73,839. On completions, Chhattisgarh topped the list with 5,92,508 houses finished, ahead of Madhya Pradesh’s 4,90,185 and Maharashtra’s 4,42,074. Several States and UTs, including Arunachal Pradesh, Lakshadweep and Ladakh, recorded no sanctions or completions during the year. In all, the national totals came to 32,46,745 houses sanctioned and 26,57,228 completed.
MCQ’s:
1. Under the Pradhan Mantri Awaas Yojana–Gramin (PMAY-G), houses are primarily:
A. Constructed entirely by State Public Works Departments.
B. Built by private contractors selected by the Central Government.
C. Constructed by the beneficiaries themselves or under their direct supervision.
D. Constructed only through Panchayati Raj Institutions.
2. Under PMAY-G, what proportion of the annual housing targets is earmarked for Scheduled Caste (SC) and Scheduled Tribe (ST) households, subject to the availability of eligible beneficiaries?
A. At least 40%
B. At least 50%
C. At least 60%
D. At least 75%
